Calculate your student loan EMIs. Plan your educational journey by estimating future repayments and morotorium period effects.
Enter total loan sanctioned.
Input the annual interest rate.
Input the repayment period post-study.
View the EMI and total interest accrued.
₹10,00,000 loan at 9% for 10 years: EMI = ₹12,668.
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Monthly EMI
₹12,940
Principal Amount
₹10,00,000
Total Interest
₹5,52,771
Total Amount Payable
₹15,52,771
Over 10 Years
Principal
64.4%
Yearly breakdown of your Education Loan payments
| Year / Month | Principal Paid | Interest Paid | Total Payment | Balance Remaining |
|---|---|---|---|---|
| Mar 2027 | ₹65,736 | ₹89,544 | ₹1,55,280 | ₹9,37,028 |
| Mar 2028 | ₹72,264 | ₹83,016 | ₹1,55,280 | ₹8,67,806 |
| Mar 2029 | ₹79,440 | ₹75,840 | ₹1,55,280 | ₹7,91,714 |
| Mar 2030 | ₹87,324 | ₹67,956 | ₹1,55,280 | ₹7,08,070 |
| Mar 2031 | ₹95,988 | ₹59,292 | ₹1,55,280 | ₹6,16,124 |
| Mar 2032 | ₹1,05,516 | ₹49,764 | ₹1,55,280 | ₹5,15,053 |
| Mar 2033 | ₹1,15,980 | ₹39,288 | ₹1,55,268 | ₹4,03,951 |
| Mar 2034 | ₹1,27,500 | ₹27,780 | ₹1,55,280 | ₹2,81,823 |
| Mar 2035 | ₹1,40,148 | ₹15,132 | ₹1,55,280 | ₹1,47,573 |
| Mar 2036 | ₹1,54,056 | ₹1,224 | ₹1,55,280 | ₹0 |